Howard DeRias & Terah Naumchik
Call or Text: 609.878.7773
Serving Southern New Jersey
HD's Hometown Heroes Initiative
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Opening Doors for ​Those Who Serve
A Program Built to Give Back
We created HD’s Hometown Heroes Initiative to honor the individuals who uplift, protect, educate, and care for our community. You show up every day—often without recognition—and this is our way of giving back in a meaningful way.
Why This Matters To Us
This program is rooted in our personal experiences and the heroes in our own families. We’ve been shaped by incredible teachers, supported by loved ones in law enforcement, and inspired by military service—Terah’s grandfathers both served in the U.S. Navy, and Howard’s father proudly served as a Navy Frogman. Their courage and commitment taught us the importance of sacrifice, honor, and gratitude, and they continue to inspire us to support those who carry those values forward today.
Exclusive Savings for Heroes
Whether you're buying or selling, your service deserves meaningful rewards.
Home Buyers Receive
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All property inspections - home, pest, septic, water, etc. - covered via NJ Buyer's Rebate Provision*
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A 1-year home warranty included at closing*
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Dedicated, stress-free guidance through every step
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Love Your Home or We Will Sell It For Free Guarantee**
Home Sellers Receive
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Low 1.9% listing fee
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Full-service direct & online marketing blitz
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Professional HDR Photography, Floor plans, Virtual walk-through, Aerial Photos
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Dedicated expert representation from listing through closing
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If you or someone you know serves our community, we’d be honored to assist with any home-buying or home-selling needs. Your commitment to others doesn’t go unnoticed
and now we’d love the chance to serve you.
*The following conditions apply: The HD Home Team will contribute up to $500 per $100K of the home’s purchase price toward inspection costs and a home warranty, provided as a Buyer’s Rebate at closing. Rebates may be taxable, consult your tax professional. Not valid on short sales or foreclosures. In NJ, commissions are negotiable. ** Conditions apply.
This is your direct link to your dream home.
If you are looking for a home in South or Central Jersey click the link above to see what is currently listed for sale. We will give you a portion of our money to help you buy any home you find.
We belong to the MLS and provide our clients information on homes in the following counties: Atlantic, Burlington, Cape May, Camden, Cumberland, Gloucester, Mercer, Monmouth, Ocean & Salem.